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OPIP Critical Illness benefit
OMA Priority Insurance Program (OPIP) coverage for members includes a Critical Illness (CI) benefit. If approved for a claim, you may receive $50,000 lump sum payment1 after surviving a diagnosis of one of 25 covered serious illnesses. Your CI benefit payment gives you the freedom and flexibility to use the funds as you see fit. For example, you can use the money for:
- Out of country treatment, travel and expenses2
- Experimental treatment
- Medical equipment
- Home modification
- Private nursing or personal support worker
- Mortgage or other debts
At time of initial OPIP application, OMA members under age 653 can also purchase an additional $50,000 each of Critical Illness coverage for themselves and their spouse — with no medical evidence required — under the OMA Group Critical Illness Insurance plan.
The actual cost is partially subsidized by the government with the remainder paid by the member. Premium paid by the members are subject to applicable retail sales tax. Premium rates are based on sex, age band and smoking status.
“Age” means attained age as of policy anniversary (January 1st)
Contact us
To learn more about OMA Insurance programs call
1-800-268-7215
(Monday – Friday 8:45am – 5pm ET)
Ready to apply?
If you're ready to lock in the coverage that works best for you, take the next step and get a quote for the coverage you need, then proceed to the application. It helps to have birth dates and medical history information handy on everyone you would like to cover, like your spouse, children or a co-applicant.
Get a quote and apply1 Based on the current tax laws, the cash benefit from a group critical illness insurance plan will not presently be taxed when the premiums are paid for by you and the benefit is payable to you. Diagnosis of a critical illness, such as cancer, heart attack or stroke, must occur after the effective date of coverage and you must complete a survival period (usually 30 days).
2 Emergency out of province/country travel medical coverage is only available with Health/Health Plus insurance.
3 Critical Illness insurance is only available to members under age 65. Critical Illness Insurance is available to members age 65 and over only when renewing coverage, which ends at age 70.