Get $2,000 of Accident Insurance at no cost to you.2
Get a quoteAccidents can happen anywhere at any time to anyone. That’s why we’ve designed the Accident Insurance Plan3 . Having it could save you up to thousands of dollars in medical expenses if an accident occurs.2 Enroll for coverage today by clicking “Apply now”.
The Enhanced Accident Insurance Plan offers you:
- Choice of coverage options for you or you and your family
- Coverage for you can start from $8.30/month plus applicable taxes.1
- Coverage for you and your family can start from $12.80/month plus applicable taxes1
- Between $50,000 and $1,000,000 in coverage available
- Guaranteed acceptance*
* There are no required medical questions or exams for any applicants who are between the ages of 18 to 70 inclusive Complete details of coverage, including any limitations or exclusions that may apply, are set out in the Certificate of Insurance provided on enrollment.
- You must be a cardholder of a Walmart RewardsTM Mastercard® credit card, Walmart RewardsTM World Mastercard® credit card or any other payment card that Duo Bank of Canada may designate from time to time. You must be between the ages of 18 and 70 (inclusive) at the time of enrollment and a Canadian resident.
- Under the Family Plan, an Eligible Family Member means:
- Spouses between the ages of 18 and 70 (inclusive) at the time of enrollment, and either legally married to you or a common-law partner to you for a continuous period of at least 2 years.
- Any dependent children under the age of 23 or under the age of 25 if a full-time student, at the time of enrollment
- Basic plan (complimentary $2,000 of accidental death coverage only for a period of 5 years. This coverage is only available for you as the primary applicant)2
- Enhanced Accident Insurance for you (Singe Plan option)
- Enhanced Accident Insurance for you and any Eligible Family Members (Family Plan option)
You can have the complimentary Basic Plan as well as optionally purchase one of the Enhanced Plans.
- In the event of an accidental injury that results in permanent and total loss of use, Manulife will provide you (or an eligible family member under the Family Plan option) with a lump sum.
- If the accident results in death, your estate will receive the funds, unless you have designated a beneficiary(ies).
Note: Beneficiaries are not automatically assigned. To designate beneficiaries, you must complete and send the beneficiary designation form included in your welcome package.
- Manulife will pay 100% of the fracture benefit amount (to a maximum of $5,000) if you (or an eligible family member under the Family Plan option) suffer a fracture as a direct result of an accident.6
- If an injury requires you (or an eligible family member under the Family Plan option) to be confined to a hospital for more than five consecutive days, Manulife will pay you $100 a day for a total of 180 days (to a maximum of $18,000).7
- For Home Recovery, Manulife will pay $100 a day for a total of 360 days (to a maximum of $36,000).8
- If you (or your spouse under the Family Plan option) lose your job before the age of 66, Manulife will waive the monthly premium for this insurance for up to 9 months or until you or your eligible spouse become employed, whichever occurs first.5
Or call 1-866-693-7081 to speak with a licensed insurance agent (LIA).
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30-Day Satisfaction Guarantee
If you cancel within 30 days of receiving your Certificate of insurance the insurance is void and any premium paid up to the end of the 30-day period will be refunded less any claims paid to the Insured Person under the Certificate of Insurance. To cancel your coverage and request a refund, please call 1-866-693-7081.
All Accident Insurance benefits are subject to the Certificate of Insurance. Sample Certificate of our Basic Accident Insurance plan (PDF) and Sample Certificate of our Enhanced Accident Insurance plan (PDF) are available for your review. Please note this is not a contract. Actual terms and conditions are detailed in the Certificate of Insurance issued by Manulife upon final application approval. It contains important details concerning exclusions, conditions, and limitations. It is important that you read your insurance certificate when you get it to understand exactly what you are covered for.
1 This is for the minimum amount of insurance of $50,000. The premium amount will vary by coverage amount chosen and Enhanced Plan coverage option selected (Single or Family Plan). Complete details of coverage, including any limitations or exclusions that may apply, are set out in the Certificate of Insurance provided on enrollment.
2 The Basic Plan provides $2,000 of complimentary accidental death coverage only. This offer is only available to you (the primary applicant). It does not apply to your spouse or any dependents. The complimentary $2,000 of accidental death coverage will continue for five years from the Effective Date of Coverage as long as you continue to reside in Canada, and the Group Policy does not terminate. Only 1 certificate will be issued to the primary applicant. The certificate will provide details of the insurance selected by you. Complete details of coverage, including any limitations or exclusions that may apply, are set out in the Certificate of Insurance provided on enrollment.
3 Accident Insurance Plan is group insurance underwritten by The Manufacturers Life Insurance Company (Manulife). The Accident Insurance Plan is offered by Fairstone Bank of Canada, issuer of the Walmart RewardsTM Mastercard®, and is intended for Walmart RewardsTM Mastercard® cardholders.
4 All Walmart Reward DollarsTM offers and promotions are subject to the Walmart Reward DollarsTM Program Terms and Conditions.
5 Job loss waiver of premium will not be granted if the job loss was due to any of the following reasons: voluntary resignation, voluntary forfeiture of salary, wages or income, retirement, ceasing of self-employed person’s business operations for any reason within 12 months of the effective date of coverage, regular end of seasonal employment, closure of self-employed person’s business due to misconduct or criminal misconduct or a commission or attempted commission of a criminal offense. Complete details of coverage, including any limitations or exclusions that may apply, are set out in the Certificate of Insurance provided on enrollment.
6 We will pay a Fracture Benefit amount to you (or an Eligible Family Member under the Family Plan option) if you (or an Eligible Family Member, if applicable) suffers a fracture as a direct result of an accident and from no other cause.$5,000 maximum applies to the fracture of the spine (two or more vertebrae). Please see the Fracture Benefit Schedule in the Certificate of Insurance. Complete details of coverage, including any limitations or exclusions that may apply, are set out in the Certificate of Insurance provided on enrollment.
7 Payment is retroactive to the 3rd day of hospital confinement
8 Manulife will pay 2 days of Home Recovery benefits for each day of hospitalization for each period of Hospital confinement, for loss from the same injury, under the In-Hospital & Home Recovery Indemnity benefit. The Home Recovery benefit is $100 per day. This benefit is limited to a total of 360 days for any Injury covered under this insurance to a maximum of $36,000. Complete details of coverage, including any limitations or exclusions that may apply, are set out in the Certificate of Insurance provided on enrollment.